Personal Checking

Here at Centera Bank we offer th e right checking account for you.

Regular Checking

• Cost of checks to open
• NO Transaction limitations
• A $5.00 monthly maintenance fee will be assessed if the daily balance falls below $500.00
• $0.15 debit fee in excess of 50 withdrawals per month

Reward Checking

• NO minimum balance
• Certain account qualifications must be met each qualification cycle
• ATM fee refunds Nationwide when qualifications are met
• Interest bearing

Qualifiers for Reward Checking:

•      Have at least one direct deposit or preauthorized debit post             and clear from this account per qualification cycle.
•      Have a minimum of 10 debit card purchases post and clear per       qualification cycle.
•      Agree to enroll and receive electronic delivery of the periodic           statement (cycle date is third Wednesday of each month)

Special Checking

• Full time students or individuals over 65
• Monthly service fee and per item charge are waived
• Overdraft and ATM fees still apply

Regular NOW Checking

• $1,500 to open
• A monthly maintenance fee of $5.00 will be assessed if the daily balance falls below $1,500
• $0.15 debit fee in excess of 50 withdrawals per month
• Interest bearing