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IRA's

Eligibility:

  • Account holder must have earned income (i.e. compensation, wages, salary, tips, alimony, profit from business, or profit from farming)
  • Account holder must file a tax return
  • Contributions can be made up to and including April 15th for the previous year
  • IRA's may be directly transferred from another institution into Centera Bank

Interest Rate:

  • Rate and APY may fluctuate weekly. Interest accrues from first day IRA is received. IRA funds are invested in Certificates of Deposit

Limitations:

  • Must open an IRA with at least $100.00. We have an Open IRA that you can add to each month