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CRA Public File

Community Reinvestment Act (CRA)

Public File Information

The purpose of the CRA law and the regulations is to encourage financial institutions to help meet the credit needs of the local communities in which they are chartered, consistent with the safe and sound operation of the institution.  The Content and Availability of Centera's Public File is posted below as well as maintained at each location.

CRA Public Notice 

Hours and Products 

FDIC CRA Performance Evaluation 

Operating Branches 

Census Maps of Assessment Area 

Hours of Operation 

CRA Loan to Deposit Ratio 

Fee Schedule 

We have not received any comments related to CRA performance in helping to meet community credit needs and there have been no opened or closed Centera Bank branches in the prior 3 years.


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