Skip Navigation
stacked coins with a digital graph

Rates

Rates

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Account Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
Account Product Name
30 DAY CD - Daily Balances of: $500.00-99,999.99 (a)
Minimum Opening Deposit
$500.00
Interest Rate
0.50%
Annual Percentage Yield
0.50%
Account Product Name
30 DAY CD - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$500.00
Interest Rate
0.55%
Annual Percentage Yield
0.55%
Account Product Name
3 MONTH CD - Daily Balances of: $500.00-99,999.99 (a)
Minimum Opening Deposit
$500.00
Interest Rate
0.75%
Annual Percentage Yield
0.75%
Account Product Name
3 MONTH CD - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$500.00
Interest Rate
0.80%
Annual Percentage Yield
0.80%
Account Product Name
6 MONTH CD - Daily Balances of: $500.00-99,999.99 (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.15%
Annual Percentage Yield
1.15%
Account Product Name
6 MONTH CD - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.20%
Annual Percentage Yield
1.20%
Account Product Name
1 YR CD - Daily Balances of: $500.00-99,999.99 (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.25%
Annual Percentage Yield
1.25%
Account Product Name
1 YR CD - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.30%
Annual Percentage Yield
1.30%
Account Product Name
2 YR CD - Daily Balances of: $500.00-99,999.99 (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.35%
Annual Percentage Yield
1.35%
Account Product Name
2 YR CD - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.40%
Annual Percentage Yield
1.41%
Account Product Name
3 YR CD - Daily Balances of: $500.00-99,999.99 (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.45%
Annual Percentage Yield
1.46%
Account Product Name
3 YR CD - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$500.00
Interest Rate
1.50%
Annual Percentage Yield
1.51%
Account Product Name
1 YR IRA - Daily Balances of: $100.00-99,999.99 (a)
Minimum Opening Deposit
$100.00
Interest Rate
1.25%
Annual Percentage Yield
1.26%
Account Product Name
1 YR IRA - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$100.00
Interest Rate
1.30%
Annual Percentage Yield
1.31%
Account Product Name
2 YR IRA - Daily Balances of: $100.00-99,999.99 (a)
Minimum Opening Deposit
$100.00
Interest Rate
1.35%
Annual Percentage Yield
1.36%
Account Product Name
2 YR IRA - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$100.00
Interest Rate
1.40%
Annual Percentage Yield
1.41%
Account Product Name
3 YR IRA - Daily Balances of: $100.00-99,999.99 (a)
Minimum Opening Deposit
$100.00
Interest Rate
1.45%
Annual Percentage Yield
1.46%
Account Product Name
3 YR IRA - Daily Balances of: $100,000.00 and up (a)
Minimum Opening Deposit
$100.00
Interest Rate
1.50%
Annual Percentage Yield
1.51%
Account Product Name
18 MONTH VARIABLE IRA - Daily Balances of: $100.00-99,999.99 (a) (b)
Minimum Opening Deposit
$100.00
Interest Rate
1.15%
Annual Percentage Yield
1.15%
Account Product Name
18 MONTH VARIABLE IRA - Daily Balances of: $100,000.00 and up (a) (b)
Minimum Opening Deposit
$100.00
Interest Rate
1.20%
Annual Percentage Yield
1.20%
Account Product Name
REWARD CHECKING Balances less than $25,000.00 (b) (c)
Minimum Opening Deposit
$0.01
Interest Rate
0.49%
Annual Percentage Yield
0.49%
Account Product Name
REWARD CHECKING Balances $25,000.00 and above (b) (c)
Minimum Opening Deposit
$0.01
Interest Rate
0.15%
Annual Percentage Yield
0.49% to 0.15%
Account Product Name
REGULAR SAVINGS (b)
Minimum Opening Deposit
$10.00
Interest Rate
0.10%
Annual Percentage Yield
0.10%
Account Product Name
MONEY MARKET DEPOSIT (b)
Minimum Opening Deposit
$1,000.00
Interest Rate
0.25%
Annual Percentage Yield
0.25%
Account Product Name
REGULAR NOW (b)
Minimum Opening Deposit
$1,500.00
Interest Rate
0.05%
Annual Percentage Yield
0.05%
Account Product Name
INTEREST BEARING BUSINESS ACCOUNT (b)
Minimum Opening Deposit
$1,500.00
Interest Rate
0.05%
Annual Percentage Yield
0.05%
 

(a) A penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Qualifications apply to receive APY. 0.05% APY if qualifications are not met.

Reward Checking qualifications include:

  1. Have at least one direct deposit or pre-authorized debit post and clear from this account per qualification cycle.

  2. Have a minimum of 10 debit card purchases post and clear per qualification cycle.

  3. Agree to receive electronic delivery of the periodic statement.

In the event that any of the above criteria are not met, the interest rate and annual percentage yield will revert to the base of 0.05% and 0.05% respectively and will be applied to all balances.

 

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of:

 

For current rate information call (620) 675-8611.

 
Back to Top